At Eynsham House, we understand that sometimes speed is everything. When opportunities arise or urgent financial needs appear, a traditional loan or mortgage process may simply take too long. That's where bridging loans provide the perfect solution.
A bridging loan is a short-term finance option designed to give you fast access to funds, helping you bridge the gap between an immediate need and a longer-term financial arrangement. They are commonly used when purchasing property at auction, securing a deal before an existing property sells, funding light refurbishment, or starting a development project before longer-term finance is in place.
Fast access to funds
Bridging finance can complete in days rather than weeks. When timing is the deal, we work at your pace.
Flexible loan structures
Open and closed bridges, first and second charge, regulated and unregulated — tailored to your exit strategy.
Clear guidance throughout
We explain the costs, risks and terms upfront, so you can move forward with confidence and no surprises.
Flexibility is one of the key benefits of bridging loans. They can be tailored to fit a wide variety of circumstances and are typically more adaptable than traditional lending. With repayment terms ranging from a few weeks to 24 months, you have the freedom to manage your plans while avoiding unnecessary delays.
Our role at Eynsham House is to find the most cost-effective, reliable and transparent solution for your immediate need. We work quickly to connect you with lenders who can deliver on speed without compromising on terms — and our clear guidance means a bridging loan becomes a strategic tool rather than an expensive last resort.
When is a bridging loan the right choice?
- Auction purchases — exchange is typically required within 28 days, well before a standard mortgage can complete
- Chain breaks — secure your onward purchase while your existing property completes
- Refurbishment finance — fund light-to-heavy refurb on unmortgageable properties before refinancing onto a long-term product
- Development start finance — access funds quickly to begin ground-up projects ahead of formal development finance
- Business cash flow — short-term liquidity secured against property assets when other routes are not available
How we help
Eynsham House searches across a panel of specialist bridging lenders to find terms that match your exit strategy, timeline and loan-to-value requirements. We manage the process from initial enquiry through to drawdown, liaising with solicitors and valuers to keep everything on track.